IRA INHERITANCE TRUST
A retirement plan such as an IRA, Roth IRA, 401k, 403b, 457, etc., may be the most valuable asset you own, with a long term value that may exceed that of your home or other investments.
Unfortunately, the impact of federal estate taxes, federal income taxes, and California income taxes can significantly reduce the value of your retirement plan to your heirs up to 80% or more.
Additionally, without proper planning, a retirement plan may need to be cashed out by your heirs in a lump sum or no more than five years, increasing the likely tax burden.
The "inherited IRA" refers to the fact that certain retirement plans may designate someone other than your surviving spouse as the beneficiary, giving them the ability to "stretch out" the payout of the retirement plan over the lifetime of the beneficiary. This can result in more wealth for the family in the long term. Unfortunately, due to confusion and lack of knowledge, the "stretch out" of the retirement plan payments is often lost completely. Additionally, an inherited IRA enjoys no asset protection from loss by the beneficiary due to divorce, bankruptcy, creditors' claims, disability, drug, alcohol, or gambling abuse, or financial immaturity.
Enter the IRA Inheritance Trust, a revolutionary concept that permits both the benefits of the inherited IRA, plus asset protection for the beneficiary's inheritance.
Fees for the IRA Inheritance Trust are $3,000.00 for an individual, married couple, registered domestic partners or gay/lesbian married couple. For all couples, a separate and identical IRA Inheritance Trust is prepared for each spouse or partner. If the distribution plans for the IRA Inheritance Trust have substantial differences, than the fee will be $3,500.00.
If you are ready to proceed with a consultation, wish to attend a free living trust seminar, or wish to view a living trust seminar online, you can use these links:
Schedule an Estate Planning Consultation
Register for a Free Living Trust Seminar
You may also download my free estate planning brochure by using this link:
Download Consumer Guide
Don't have time to attend a seminar? View my seminar online by going this link and selecting “Download Living Trust Seminar:”
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